Commercial property insurance helps prepare your business for the worst.
Commercial property insurance focused on your unique needs.
Protect your property from damage, loss, and theft with commercial property insurance.
A commercial property insurance policy may help protect against the cost of replacing lost or damaged property. Additionally, insurance may cover any associated losses—such as lost income—that are caused because part or all of your business is temporarily unable to operate.
Which business insurance is right for your company?
Explore how having the right business insurance can protect your company from the unexpected.
Building Coverage
Risk Factor
Your business property can feel like it IS your business. Damage to your structure or other property could seriously harm your business.
Solution
Buildings coverage can protect the physical structure of your business and help with repair costs from a covered risk such as fire.
Equipment Coverage
Risk Factor
Your business is more than walls. It is also the equipment you use to operate, and if it was damaged or stolen, you could grind to a standstill.
Solution
Equipment coverage helps to pay for damages or loss to the equipment and gear you use to run your business.
Inventory Coverage
Risk Factor
An accident that causes physical harm can also damage or destroy your valuable inventory.
Solution
Inventory coverage can help you recover from damaged or destroyed inventory after a covered accident.
Exterior Signs
Risk Factor
Storms and other types of risk can also harm the exterior of your property, damaging signs and other valuable displays.
Solution
Exterior Signs coverage protects your important signage and outdoor marketing that helps your business thrive.
Important Records
Risk Factor
Some of the most important parts of your business are the records and documents that prove you’re in business.
Solution
Important records coverage can help with losses from the destroyed papers, records, and files that your business depends on.
The second type is liability insurance. Liability insurance covers damage to people you deal with and their property. But, it’s important to note that liability insurance usually doesn’t cover risks related to professional services–meaning damages that result from you giving clients inaccurate advice, for example.
Getting a business policy (BOP) means covering all these risks in one go, which reduces stress and brings peace of mind. The policy will usually be custom made to cover your specific needs, so pricing can vary significantly. But, it’s normally cheaper than buying separate policies for each element.
We can help design a business owners policy (or BOP) that works best for you and your business. Reach out to get started!
Commercial Property Insurance Quote Request
As an independent agency, we offer multiple options at competitive prices.
